SMART Guarantee in the Guarantee 2015 to 2023 programme facilitates SMEs’ access to bank loans for the digital transformation of their business. Digitalisation makes sense anywhere in the country – especially at this time – for beginners and advanced businesses, whether they need hardware, software or training.
WWhat guarantee do we offer?
Guaranteed amountup to 80%
Guaranteed amount up to 80% of the loan principal
Guaranteed loan amountup to CZK 4 million
Guarantee maturityup to 6 years
Type of guaranteed loanworking capital and investment loan
Price for the guaranteeCZK 0
Amount of the feesCZK 0
Project location & Supported sectors:
- Territory of the Czech Republic
- Sectors available in CZ NACE list (Annex of the programme)
The programme uses both national resources of the Ministry of Industry and Trade and the counter-guarantee of the European Investment Fund, which runs under the COSME programme. COSME is implemented and financed by the European Commission directly from the EU budget and is implemented by the Member States of the Union. COSME is designed in particular for SMEs to increase their competitiveness and employment in the Member States of the Union. For more information, click here.