NRB

Transformation- loans

Interest-free loan for entrepreneurs in the just transition regions

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Transformation – loans

Interest-free TRANSFORMATION loans are dedicated to support the investment activities of small and medium-sized entrepreneurs active in three just transition regions, i.e. Moravian-Silesian, Ústí nad Labem and Karlovy Vary regions.

What type of loan do we offer?

  • Loan amount

    CZK 0.5-100 million

    CZK 0.5-60m for projects located in Karlovy Vary or Ústí Regions; CZK 0.5-100m for projects in the Moravian-Silesian Region)


  • Loan amount

    Up to 90%

    Up to 90% of eligible expenses of the projects

  • Maturity

    Up to 10 years
  • Grace period

    4 years
  • Interest rate and fees

    0% and CZK 0
What type of loan do we offer?

The programme addresses SMEs operating in

• Manufacturing and construction

• Retail and wholesale trade

• Transportation and storage

• Cultural, entertainment and recreational activities

What can be financed with this loan?

• Acquisition of machinery and equipment

• Technical upgrade of buildings

• Acquisition of technological procedures, programs, licenses and software

  • T

    Transformation – loans

    Interest-free TRANSFORMATION loans are dedicated to support the investment activities of small and medium-sized entrepreneurs active in three just transition regions, i.e. Moravian-Silesian, Ústí nad Labem and Karlovy Vary regions.

      Loan amount 
    • CZK 0.5-100 million
    • CZK 0.5-60m for projects located in Karlovy Vary or Ústí nad Labem Regions, CZK 0.5-100m for projects in the Moravian-Silesian Region)
    • Up to 90 % of eligible expenses of the projects
    • Maturity: up to 10 years
    • Grace period: 4 years
    • Interest rate and fees: 0% and CZK 0
    more information
  • E

    Expansion – loans

    The programme enables companies to obtain interest-free loans to finance investment projects for the start-up or development of their business. Projects can be implemented anywhere in the Czech Republic except the capital city of Prague.

    • loan amount CZK 0.65-60 million
    • interest-free loan and free of charge
    • for investments
    • for SMEs and also companies with short history
    • including support of SMEs which were affected by natural disasters
    more information
  • E

    Energy Savings

    The programme allows companies to obtain interest-free loans to finance energy-saving investment projects. Projects can be implemented anywhere in the Czech Republic except the capital city of Prague.

    • the amount of the loan CZK 0.5 – 60 million
    • no interest and no fees
    • for investments
    • for SMEs and large company
    • a financial contribution to the acquisition of an energy assessment 
    more information
  • S

    S-Enterprise

    The programme enables social enterprises to obtain interest-free loans to finance projects aimed at starting or developing business activities. It is suitable for financing projects throughout the country.

    • the amount of the loan 400 thous. to 25 mil. CZK
    • no interest and no fees
    • to cover operating expenses and investments
    • for small, medium and large companies
    • also for companies with a short history
    more information
  • E

    Energ

    The programme enables Prague companies to obtain interest-free loans to finance investment projects focused on energy savings.

    • the amount of the loan CZK 500 thousand to 60 million 
    • no interest and no fees
    • for investments
    • for small, medium and large companies
    • financial contribution for the acquisition of an energy assessment and for achieving the planned energy savings 
    more information
  • S

    Southern Bohemian

    The programme offers preferential loans to finance projects implemented in the South Bohemia Region.

    • the amount of the loan up to CZK 1 million
    • with a fixed interest rate
    • to cover operating expenses and investments
    • for small businesses and small entrepreneurs
    • also for companies with a short history
    more information