Interest-free TRANSFORMATION loans are dedicated to support the investment activities of small and medium-sized entrepreneurs active in three just transition regions, i.e. Moravian-Silesian, Ústí nad Labem and Karlovy Vary regions.
Transformation- loans
Interest-free loan for entrepreneurs in the just transition regions
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Transformation – loans
Karlovarský kraj, Ústecký kraj, Moravskoslezský kraj
Karlovarský kraj, Ústecký kraj, Moravskoslezský kraj 
What type of loan do we offer?
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Loan amount
CZK 0.5-100 millionCZK 0.5-60m for projects located in Karlovy Vary or Ústí Regions; CZK 0.5-100m for projects in the Moravian-Silesian Region)
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Loan amount
Up to 90%Up to 90% of eligible expenses of the projects
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Maturity
Up to 10 years -
Grace period
4 years -
Interest rate and fees
0% and CZK 0
The programme addresses SMEs operating in
• Manufacturing and construction
• Retail and wholesale trade
• Transportation and storage
• Cultural, entertainment and recreational activities
What can be financed with this loan?
• Acquisition of machinery and equipment
• Technical upgrade of buildings
• Acquisition of technological procedures, programs, licenses and software
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Transformation – loans
Interest-free TRANSFORMATION loans are dedicated to support the investment activities of small and medium-sized entrepreneurs active in three just transition regions, i.e. Moravian-Silesian, Ústí nad Labem and Karlovy Vary regions.
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Loan amount
- CZK 0.5-100 million
- CZK 0.5-60m for projects located in Karlovy Vary or Ústí nad Labem Regions, CZK 0.5-100m for projects in the Moravian-Silesian Region)
- Up to 90 % of eligible expenses of the projects
- Maturity: up to 10 years
- Grace period: 4 years
- Interest rate and fees: 0% and CZK 0
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Expansion – loans
The programme enables companies to obtain interest-free loans to finance investment projects for the start-up or development of their business. Projects can be implemented anywhere in the Czech Republic except the capital city of Prague.
- loan amount CZK 0.65-60 million
- interest-free loan and free of charge
- for investments
- for SMEs and also companies with short history
- including support of SMEs which were affected by natural disasters
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Energy Savings
The programme allows companies to obtain interest-free loans to finance energy-saving investment projects. Projects can be implemented anywhere in the Czech Republic except the capital city of Prague.
- the amount of the loan CZK 0.5 – 60 million
- no interest and no fees
- for investments
- for SMEs and large company
- a financial contribution to the acquisition of an energy assessment
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S-Enterprise
The programme enables social enterprises to obtain interest-free loans to finance projects aimed at starting or developing business activities. It is suitable for financing projects throughout the country.
- the amount of the loan 400 thous. to 25 mil. CZK
- no interest and no fees
- to cover operating expenses and investments
- for small, medium and large companies
- also for companies with a short history
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Energ
The programme enables Prague companies to obtain interest-free loans to finance investment projects focused on energy savings.
- the amount of the loan CZK 500 thousand to 60 million
- no interest and no fees
- for investments
- for small, medium and large companies
- financial contribution for the acquisition of an energy assessment and for achieving the planned energy savings
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Southern Bohemian
The programme offers preferential loans to finance projects implemented in the South Bohemia Region.
- the amount of the loan up to CZK 1 million
- with a fixed interest rate
- to cover operating expenses and investments
- for small businesses and small entrepreneurs
- also for companies with a short history
