Garant Invest EU

Domů Záruky Garant Invest EU

Invest EU Guarantee

Until 30 July 2026, a call for expressions of interest was open to commercial banks operating on the Czech market to express their interest in participating in the forthcoming GARANT InvestEU guarantee programme.

The call was aimed at banking institutions interested in becoming intermediaries for the NRB guarantee programme and offering their clients portfolio guarantees for their investment or operating loans, with the support of InvestEU. Compared with existing guarantee programmes, we are offering businesses a significant simplification – instead of dealing with multiple institutions, they now have a single partner, their bank, which will handle everything on their behalf, from the loan to the guarantee. For sole traders and small and medium-sized enterprises, this means less paperwork and more time to focus on what they do best – investing, developing their business and safeguarding jobs.

The GARANT InvestEU pilot programme aims to improve access to finance for small and medium-sized enterprises and small and mid-cap companies, and to strengthen their global competitiveness through a portfolio guarantee facility. The programme is a key guarantee instrument of the NRB, implemented in cooperation with the Czech Ministry of Industry and Trade as part of the European InvestEU programme.

The programme for end applicants from the business sector is scheduled to launch in the fourth quarter of 2026.

All the information banks need to register can be found HERE.

The programme for applicants from the business sector is scheduled to launch in the fourth quarter of 2026.

Programme Parameters and Benefits

Amount of the guaranteed loan

CZK 40–60 million

Amount of the guarantee

up to 70 %

Warranty period

3 years for a working capital loan / 10 years for an investment loan

Price / fees

0.2 % per annum of the outstanding guarantee amount

Location

The whole of the Czech Republic

What can you pay for with a loan?

Operating expenditure / Capital expenditure

WHAT CAN BE FUNDED THROUGH THE PROGRAMME

Acquisition, construction The purchase of equipment, Funding for operational
and the renovation of buildings technology, licences costs, stock, receivables

The guarantee can be used for a wide range of purposes, from the acquisition and refurbishment of fixed assets such as property, buildings, machinery, production lines and technology, through the financing of various operating expenses, to the purchase of stock or the management of warehouse operations.

HOW THE PROGRAMME WORKS

The National Development Bank assesses and evaluates the project and the applicant without the applicant’s involvement; the banks handle all the necessary formalities amongst themselves. This significantly simplifies the entire process for the applicant, from the loan application right through to the arrangement of the guarantee.

Important Information

The programme is implemented in cooperation with the Ministry of Industry and Trade of the Czech Republic and co-financed by the European Union through an InvestEU counter-guarantee. Further information on the InvestEU Fund can be found HERE.

Documents and Further Information

Detailed programme information, application forms and submission guidelines are available on the Czech version of the programme website.

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