Transformation Guarantee

Domů Záruky Transformation Guarantee

The Transformation Guarantee

The Transformation Guarantee

The aim of the ‘Transformation Guarantee’ product is to stimulate economic growth and facilitate the transition to a more sustainable economy for businesses and companies operating in the Karlovy Vary, Ústí nad Labem or Moravia-Silesia regions. The guarantees will provide them with better access to the funding needed for further development and investment.

Further information and full terms and conditions can be found in Call for Applications.

Applications are being accepted from 15 December 2025.

Programme features and benefits

Amount of the guarantee

Up to 80 %

Amount of the guaranteed loan

CZK 0.5–40 million

What can you pay for with a loan?

Operating expenditure, capital expenditure

Warranty period

Up to 7 years

Price / fees

No fees

Places where it can be used

Karlovy Vary, Ústí nad Labem and Moravia-Silesia Regions

What can the guarantee be used for?

the acquisition of technology, machinery, production lines and manufacturing processes

for the purchase of electric vehicles, forklift trucks and electric cars

the acquisition, construction and modernisation of buildings, extensions and other properties

the purchase of software, programmes, licences, servers and other IT equipment

the payment of operating expenses, such as wages, rent and energy costs

procurement of stock and materials for the effective management of warehouse operations

WHO IS THE PROGRAMME AIMED AT?

Self-employed person

Small and medium-sized enterprises

HOW THE WARRANTY SCHEME WORKS

PROGRAMME PARTNERS

Important Information

The programme is funded under the Just Transition Operational Programme, which is co-financed by the Just Transition Fund (JTF).

Submitting an application for a guarantee

You can only submit your application once you have an approved and signed loan agreement.

Arrangement of the INVESTMENT Transformation Guarantee

Are you interested in arranging the ‘Transformation Guarantee’ investment option?

Further information and to make an appointment

Arrangement of the OPERATIONAL Transformation Guarantee

Are you interested in taking out the operational option of the Transformation Guarantee?

Further information and to make an appointment

Documents and Further Information

Detailed programme information, application forms and submission guidelines are available on the Czech version of the programme website.

Have you any question?

Contact us

Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.