NRB

Guarantee programs

záruky 2 UB

Guarantees

Guarantees make it easier for entrepreneurs to access commercial loans, or to obtain contracts or insurance, etc.

  • E

    Expansion Guarantees

    The programme facilitates SMEs’ access to investment and operating loans from commercial banks and other lending institutions. It is suitable for financing larger projects outside Prague.

    • guarantee up to 80% of the loan principal
    • to cover investment and operating expenses
    • free of charge
    • COVID support also for companies operating in the sports sector
    more information
  • G

    Guarantee 2015-2023

    The programme facilitates SMEs’ access to investment loans from commercial banks and small businesses to secure operating loans. It is suitable for financing smaller projects across the country.

    • guaranteed amount up to 80% of the loan principal
    • to working capital and investment loan
    • support for the transfer of family businesses
    • support for the digitisation of companies
    • support for social enterprises
    more information
  • C

    Covid III Guarantee

    The programme is designed for For SMEs & enterprises with 250-500 employees whose economic activities are limited due to the coronavirus infection and related preventive measures, and facilitates them in obtaining commercial credit. The guarantee is arranged with mainstream commercial banks and credit unions.

    • guarantee up to 50, 80 or 90% of the loan principal
    • to cover operating expenses and investments
    • COVID support for self-employed and companies with up to 500 employees
    • support is provided by mainstream commercial banks and credit unions
    more information
  • I

    IDP Guarantee

    The programme makes it easier for Czech entrepreneurs to obtain a commercial investment loan to finance their activities in developing markets. It is suitable for small, medium and large enterprises that want to expand into the venture market.

    • guarantee up to 80% of the loan principal
    • to cover (mainly) capital expenditure
    • support for expansion into developing markets
    • contributing to the development of local infrastructure
    more information
  • C

    COVID TRAVEL Guarantee

    The programme reduces the cash tied up by travel agents with insurers in relation to the excess they have to pay when taking out compulsory insolvency insurance.

    • guarantee up to 75% of the required participation
    • maximum guarantee of EUR 4 million CZK
    • reduces the commitment of funds with insurance companies
    • COVID support for travel agencies
    more information
  • V

    Vadium 2018-2023

    The programme reduces the commitment of funds that SMEs have to deposit as a security for a public contract for the most suitable tender with the contracting authority or tenderer.

    • guarantee in the amount of 50 thousand - 5 million.
    • for a tender offer
    • for the supply of products, goods, services or construction work
    more information
  • I

    Inostart

    The programme makes it easier for start-up SMEs to obtain financing for the implementation of their innovative projects anywhere in the Czech Republic. The guarantee is provided in addition to loans from Česká spořitelna.

    • guarantee up to 70% of principal loan amount
    • to cover operating expenses and investments
    • for loans from Česká spořitelna
    • for start-ups for innovation
    more information