NRB

Guarantee programs

Guarantees make it easier for entrepreneurs to access commercial loans, or to obtain contracts or insurance, etc.
záruky 2 UB
  • E

    Expansion Guarantees

    The programme facilitates SMEs’ access to investment and operating loans from commercial banks and other lending institutions. It is suitable for financing larger projects outside Prague.

    • guarantee up to 80% of the loan principal
    • to cover investment and operating expenses
    • free of charge
    • COVID support also for companies operating in the sports sector
    • support when energy costs rise by more than 10% of total operating costs
    more information
  • G

    Guarantee 2015-2023

    The programme facilitates SMEs’ access to investment loans from commercial banks and small businesses to secure operating loans. It is suitable for financing smaller projects across the country.

    • guaranteed amount up to 80% of the loan principal
    • to working capital and investment loan
    • support for the transfer of family businesses
    • support for the digitisation of companies
    • support for social enterprises
    more information
  • I

    IDP Guarantee

    The programme makes it easier for Czech entrepreneurs to obtain a commercial investment loan to finance their activities in developing markets. It is suitable for small, medium and large enterprises that want to expand into the venture market.

    • guarantee up to 80% of the loan principal
    • to cover (mainly) capital expenditure
    • support for expansion into developing markets
    • contributing to the development of local infrastructure
    more information
  • V

    Vadium 2018-2023

    The programme reduces the commitment of funds that SMEs have to deposit as a security for a public contract for the most suitable tender with the contracting authority or tenderer.

    • guarantee in the amount of 50 thousand - 5 million.
    • for a tender offer
    • for the supply of products, goods, services or construction work
    more information
  • I

    Inostart

    The programme makes it easier for start-up SMEs to obtain financing for the implementation of their innovative projects anywhere in the Czech Republic. The guarantee is provided in addition to loans from Česká spořitelna.

    • guarantee up to 70% of principal loan amount
    • to cover operating expenses and investments
    • for loans from Česká spořitelna
    • for start-ups for innovation
    more information