The programme makes it easier for start-up SMEs to obtain financing for the implementation of their innovative projects anywhere in the Czech Republic. The guarantee is provided in addition to loans from Česká spořitelna.
Guarantee for start-ups.
Guaranteed amount up to 70%
What guarantee do we offer?
Guaranteed amountup to 70%
Guaranteed amount up to 70% of the loan principal
Guaranteed loan amountCZK 0.5-15 million
Guarantee maturityup to 5 years
Grace periodup to 3 years
Type of guaranteed loanworking capital and investment
Guarantee fee0.1 % p.a
Project location & Supported sectors:
- territory of the Czech Republic
- sectors available in CZ-NACE list (Annex of the programme)
Only innovative projects can be supported.
What can be financed by this guaranteed loan?
Portfolio guarantee for SMEs operating no longer than 3 years. State aid is de minimis.
The Inostart programme is financed from the national resources of the Ministry of Industry and Trade. Česká spořitelna, a.s. was selected as the lending entity, which, in addition to loans, also provides discounted consultancy to start-up entrepreneurs under this programme.
Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.