Guarantee for start-ups.

Inostart UB


The programme makes it easier for start-up SMEs to obtain financing for the implementation of their innovative projects anywhere in the Czech Republic. The guarantee is provided in addition to loans from Česká spořitelna.

Guaranteed amount up to 70%

What guarantee do we offer?

  • Guaranteed amount

    up to 70%

    Guaranteed amount up to 70% of the loan principal

  • Guaranteed loan amount

    CZK 0.5-15 million
  • Guarantee maturity

    up to 5 years
  • Grace period

    up to 3 years
  • Type of guaranteed loan

    working capital and investment
  • Guarantee fee

    0.1 % p.a
What guarantee do we offer?

Project location & Supported sectors:

  • territory of the Czech Republic
  • sectors available in CZ-NACE list (Annex of the programme)

Only innovative projects can be supported.

What can be financed by this guaranteed loan?

  • acquisition of inventories
  • acquisition of tangible and intangible fixed assets
  • acquisition of small intangible assets
  • other operating costs/expenses (e.g. salaries, rent, energy, etc.) only for projects in the field of informatics within the meaning of the INOSTART programme

Other information

Portfolio guarantee for SMEs operating no longer than 3 years. State aid is de minimis.

Other information

Contact us

Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.

By submitting this form, I agree to the processing of personal data: Send
Kontakty UB