The National Guarantee Programme helps sole traders and small and medium-sized enterprises to secure more favourable terms and facilitate access to external financing for both investment and operating expenditure. Its aim is to support the effective and strategic development of businesses and their financing.

The National Guarantee can be used for a wide range of purposes, from the acquisition and refurbishment of fixed assets, property, buildings, machinery, production lines and technology, through the financing of operating expenses and the purchase of stock, to the long-term management of stock control.

Further information and the full terms and conditions of the programme can be found in the official Call for Applications.

Amendment to Call 04 2026:

• The inclusion of leasing companies amongst our Collaborating Partners,
• Amendment to eligible expenditure – authorisation to acquire undeveloped land,
• Amendment to the Project location – the Project location must be the registered place of business (or places of business) or the registered office of the beneficiary,
• The National Development Bank may, where necessary, verify the applicant’s risk profile if the applicant’s total exposure to all financial products provided by the NRB exceeds CZK 30 million (or if the provision of a guarantee would cause the amount to exceed CZK 30 million). The NRB may require the submission of the documents specified in Annex 3, Part B.2.

Applications are being accepted from 18 December 2025.