The M-guarantee in the Guarantee 2015 to 2023 programme facilitates access to bank loans for SMEs. Entrepreneurs employing up to 50 employees (small entrepreneurs) can also use this programme to guarantee operating loans.
Guarantee for commercial loans for SMEs
What guarantee do we offer?
Guaranteed amountup to 70%
Guaranteed amount up to 70% of the loan principal
Guaranteed loan amountup to CZK 4 million
Type of guaranteed loanworking capital and investment loan
Working capital loan can be used only by small enterprises.
Guarantee maturityup to 6 years
Price for the guaranteeCZK 0
Amount of the feesCZK 0
Project location & Supported sectors:
- Territory of the Czech Republic
- Sectors available in CZ NACE list (Annex of the programme)
What can be financed by this guaranteed loan?
Portfolio guarantee for SMEs. State aid is de minimis.
The programme uses both national resources of the Ministry of Industry and Trade and the counter-guarantee of the European Investment Fund, which runs under the COSME programme. COSME is implemented and financed by the European Commission directly from the EU budget and is implemented by the Member States of the Union. COSME is designed in particular for small and medium-sized enterprises to increase their competitiveness and employment in the Member States of the Union.
Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.