The S-guarantee for a loan with financial contribution in the Guarantee 2015 to 2023 programme facilitates social entrepreneurs’ access to funds from commercial banks. Through this programme, we provide guarantees for investment loans that finance, for example, the acquisition of new technology, software, real estate, etc.
What guarantee do we offer?
Guaranteed amountup to 80%
Guaranteed amount up to 80% of the loan principal
Guaranteeup to CZK 20 million
Guarantee maturityup to 8 years
Type of guaranteed loaninvestment loan
Financial contributionup to CZK 0.5 million
Possibility to gain financial contribution – 10% of guaranteed loan, up to CZK 0.5 million
Price and feesCZK 0
Project location & Supported sectors:
- Territory of the Czech Republic
- Sectors available in CZ NACE list (Annex of the programme)
Social enterprise is the one which fulfils all the following criteria:
- Employ persons disadvantaged on a labour market (at least 30% of all employees)
- Reinvest more than 50% of the profit back to the development of business
- Apply a democratic style of corporate governance
- Develop corporate social responsibility
The S-guarantee is financed from the national resources of the Ministry of Industry and Trade.