S-Business Plus - Working Capital Loan

Domů S-Business Plus – Working Capital Loan

S-Business Plus - Working Capital Loan

Interest-free loan for social enterprises

Interest-free working capital loans help social enterprises finance operating expenses such as the purchase of inventory, materials, and small tangible or intangible assets. Projects may be implemented anywhere in the Czech Republic, including the Capital City of Prague.

Programme Parameters and Benefits

Eligible Use

Operating expenses

Loan Amount

CZK 400,000 to CZK 25 million

Repayment Period

Up to 3 years

Grace Period

Up to 1 year

Loan Arrangement Fee

CZK 0

Administrative Fees

CZK 0

What Is Considered a Social Enterprise?

A social enterprise is a business that meets the following characteristics:

Creates social value through the employment and inclusion of individuals disadvantaged in the labour market.
Employs at least 30% of individuals disadvantaged in the labour market.
Involves employees in the direction and development of the enterprise.
Reinvests at least 51% of its profits into its further development.
Meets other requirements specified by the programme.

What Can the Loan Be Used For?

Financing operating expenses, excluding personnel and wage costs, repayments of other loans, and lease payments.

Acquisition of small tangible or intangible assets.

Purchase and financing of inventory and stock.

Important Information

The programme is financed from the European Structural and Investment (ESI) Funds under the Operational Programme Employment Plus (OP Employment+).

Documents and Further Information

Detailed programme information, application forms and submission guidelines are available on the Czech version of the programme website.

Have you any question?

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